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	<title>Symbiotic Media Consortium</title>
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	<link>http://www.symbiotic.co.ke</link>
	<description>a hybrid technology and marketing firm developing innovative solutions on desktop,web and mobile channels. SMS - IVR - 3G - WEB 2.0</description>
	<lastBuildDate>Tue, 26 Jan 2010 18:31:08 +0000</lastBuildDate>
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		<title>Java Micro edition: the most ubiquitous application platform for Mobile Devices</title>
		<link>http://www.symbiotic.co.ke/2010/01/java-micro-editionthe-most-ubiquitous-application-platform-for-mobile-devices-2/</link>
		<comments>http://www.symbiotic.co.ke/2010/01/java-micro-editionthe-most-ubiquitous-application-platform-for-mobile-devices-2/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 16:00:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dev platforms]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=331</guid>
		<description><![CDATA[Java Platform, Micro Edition, or Java ME, is a Java platform designed for mobile devices and embedded systems. Target devices range from industrial controls to mobile phones and set-top boxes. Java ME was formerly known as Java 2 Platform, Micro Edition (J2ME).
Java ME is deployed on billions of devices, supported by leading tool vendors, and [...]]]></description>
			<content:encoded><![CDATA[<p>Java Platform, Micro Edition, or Java ME, is a Java platform designed for mobile devices and embedded systems. Target devices range from industrial controls to mobile phones and set-top boxes. Java ME was formerly known as Java 2 Platform, Micro Edition (J2ME).</p>
<p><img class="alignleft" style="border: 0pt none; margin: 5px;" src="http://www.symbiotic.co.ke/wp-content/uploads/2010/01/java-ME.jpg" alt="" width="291" height="166" />Java ME is deployed on billions of devices, supported by leading tool vendors, and used worldwide.Java Platform, Micro Edition (Java ME) provides a robust, flexible environment for applications running on mobile and other embedded devices—mobile phones, personal digital assistants (PDAs), TV set-top boxes, and printers. It includes flexible user interfaces, robust security, built-in network protocols, and support for networked and offline applications that can be downloaded dynamically.</p>
<p>Applications based on Java ME are portable across many devices, yet leverage each device&#8217;s native capabilities.</p>
<p>&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</p>
<p><a href="http://www.symbiotic.co.ke/get-in-touch/" target="_blank">Drop us an email or call us to see what we can do for your brand, business or organization today</a></p>
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		<item>
		<title>Blackberry application development</title>
		<link>http://www.symbiotic.co.ke/2010/01/blackberry-application-development/</link>
		<comments>http://www.symbiotic.co.ke/2010/01/blackberry-application-development/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 15:30:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dev platforms]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=152</guid>
		<description><![CDATA[The mobile movement has only just begun. And Symbiotic Media is riding the crest of mobile application development in Africa.
The BlackBerry® development platform has been designed with two key components in mind: connectivity and security. These components are the keystones of the BlackBerry solution’s success and let you provide unique value to both corporate and [...]]]></description>
			<content:encoded><![CDATA[<p>The mobile movement has only just begun. And Symbiotic Media is riding the crest of mobile application development in Africa.</p>
<p><a href="http://www.symbiotic.co.ke/wp-content/uploads/2009/08/rim-blackberry.jpg"><img class="size-medium wp-image-159 alignleft" title="rim-blackberry" src="http://www.symbiotic.co.ke/wp-content/uploads/2009/08/rim-blackberry-300x293.jpg" alt="rim-blackberry" width="226" height="220" /></a>The BlackBerry® development platform has been designed with two key components in mind: connectivity and security. These components are the keystones of the BlackBerry solution’s success and let you provide unique value to both corporate and consumer markets.</p>
<p>We leverage the standards-based BlackBerry® platform and developer tools to create applications that are just right for your     organization.The tools we use include the BlackBerry® JDE Plug-in for Eclipse™, BlackBerry® Plug-in for Microsoft® Visual Studio®, BlackBerry Smartphone Simulators and BlackBerry® MDS Simulators and plug-ins.</p>
<h2>Development approaches</h2>
<p>The BlackBerry® platform supports several different ways of developing applications. Each methodology has unique strengths, but all of them will help us leverage the BlackBerry solution’s easy connectivity and robust security.</p>
<p>- BlackBerry Browser Development</p>
<p>- Rapid Application Development</p>
<p>- Java Application Development</p>
<p>Do <a href="http://www.symbiotic.co.ke/get-in-touch/" target="_self">drop us a line</a> with your application development needs, from simple tools for managing email and calendaring to complete mobile platforms for enterprise collaboration.</p>
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		<item>
		<title>The Symbian platform</title>
		<link>http://www.symbiotic.co.ke/2010/01/symbian/</link>
		<comments>http://www.symbiotic.co.ke/2010/01/symbian/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 14:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dev platforms]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=357</guid>
		<description><![CDATA[The Symbian platform is already a robust, cohesive, well proven high-performance software system, whose scope covers the complete needs of mobile developers &#8211; from the metal, via extensive middleware, to applications and User Interfaces. This stable base is an excellent starting point for further improvement and development of innovative solutions for Africa and the world.
Close [...]]]></description>
			<content:encoded><![CDATA[<p>The Symbian platform is already a robust, cohesive, well proven high-performance software system, whose scope covers the complete needs of mobile developers &#8211; from the metal, via extensive middleware, to applications and User Interfaces. This stable base is an excellent starting point for further improvement and development of innovative solutions for Africa and the world.</p>
<p>Close to 300 million Symbian OS-based units have been shipped and Symbian holds more than a 50% market share globally.The Symbian Foundation maintains the code for the open source software platform based on Symbian OS and software assets contributed by Nokia, NTT DOCOMO, and Sony Ericsson, including the S60 and MOAP(S) user interfaces.<object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="379" height="233" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/PSFieCNLA1I&amp;hl=en_US&amp;fs=1&amp;color1=0xe1600f&amp;color2=0xfebd01" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="379" height="233" src="http://www.youtube.com/v/PSFieCNLA1I&amp;hl=en_US&amp;fs=1&amp;color1=0xe1600f&amp;color2=0xfebd01" allowscriptaccess="always" allowfullscreen="true"></embed></object></p>
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		<title>Android&#8230;mobility gone Google</title>
		<link>http://www.symbiotic.co.ke/2010/01/android/</link>
		<comments>http://www.symbiotic.co.ke/2010/01/android/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 13:30:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dev platforms]]></category>
		<category><![CDATA[Android development]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=343</guid>
		<description><![CDATA[Android is a complete, open mobile phone software stack from the Open Handset Alliance. Google’s Android platform is all set for an incredible growth in terms of number of users and will become the second most popular mobile operating system in three years down the line, if predictions made by an analyst firm come true.
Market [...]]]></description>
			<content:encoded><![CDATA[<p>Android is a complete, open mobile phone software stack from the Open Handset Alliance. Google’s Android platform is all set for an incredible growth in terms of number of users and will become the second most popular mobile operating system in three years down the line, if predictions made by an analyst firm come true.</p>
<p><img class="alignleft" style="border: 0pt none; margin: 3px;" src="http://www.symbiotic.co.ke/wp-content/uploads/2010/01/androids.gif" alt="" width="185" height="138" />Market research firm IDC predicted that the Google-owned Android platform will grow faster than all its rivals to reach the second spot by the year 2013, second only to Nokia’s Symbian.As of now, the mobile OS market is being dominated by Nokia-owned Symbian, followed by BlackBerry manufacturer Research In Motion, and Apple at the third spot.</p>
<p>By providing an open development platform, Android offers Symbiotic the ability to build extremely rich and innovative applications. We are free to take advantage of the device hardware, access location information, run background services, set alarms, add notifications to the status bar, and much, much more.</p>
<p>While availability of Android powered handsets in Africa is very low, Symbiotic can deliver solutions to any market.</p>
<p>&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</p>
<p><a href="../get-in-touch/" target="_blank">Drop us an email or call us to see what we can do for your brand, business or organization today</a></p>
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		<title>Customer relationship management solutions (CRM) for SME&#8217;s and the Enterprise</title>
		<link>http://www.symbiotic.co.ke/2010/01/customer-relationship-management-solutions-for-smes-and-the-enterprise/</link>
		<comments>http://www.symbiotic.co.ke/2010/01/customer-relationship-management-solutions-for-smes-and-the-enterprise/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 19:23:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Services]]></category>
		<category><![CDATA[Web]]></category>
		<category><![CDATA[CRM]]></category>
		<category><![CDATA[Enterprise]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[sugar crm]]></category>
		<category><![CDATA[vtiger]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=288</guid>
		<description><![CDATA[Symbiotic deploys and supports SugarCRM for both small and medium sized enterprises and large coporates.Sugar CRM is the world’s leading provider of commercial open source customer relationship management (CRM) software. Founded as an open source project in 2004, SugarCRM applications have been downloaded over five million times and currently serve over 500,000 users in 75 [...]]]></description>
			<content:encoded><![CDATA[<p>Symbiotic deploys and supports SugarCRM for both small and medium sized enterprises and large coporates.Sugar CRM is the world’s leading provider of commercial open source customer relationship management (CRM) software. Founded as an open source project in 2004, SugarCRM applications have been downloaded over five million times and currently serve over 500,000 users in 75 languages.<br />
Over 5,000 customers worldwide have chosen SugarCRM’s On-Site and Cloud Computing services over lock-in based, proprietary alternatives. You can be sure you are in good and stable hands with Symbiotic and SugarCRM.</p>
<p>Sugar CRM  helps companies align marketing, sales, support and executive management. Marketing can manage all campaigns across channels in Sugar and feed qualified leads to the appropriate sales teams with the click of the button. Sales people receive the tools and information to prioritize and close more deals. Customer support can view customer assets and account information to better handle customer requests. And executives gain visibility into the return on investment of marketing campaigns, up-to-date sales forecasts, and customer satisfaction levels through advanced reporting functionality.<span id="more-288"></span></p>
<h2><strong>Advanced Sales and Reporting Features </strong></h2>
<p>Sugar Professional accelerates sales cycles and helps executives make better decisions by providing the tools and information needed to keep pace in today’s market. SugarCRM® Reports and Dashboards allow users to gain real-time insight into how your company is performing across key areas. Sales Forecasts allow sales representatives and managers to gain a cleared understanding of quote attainment and reduce surprises at the end of the quarter.</p>
<h2><strong>Greater Control over Information</strong></h2>
<p>As companies grow, it becomes increasingly important to ensure the right people get access to the right information and that sensitive data is protected. Sugar Professional offers the workflow automation and team and field-level security controls that streamline the flow of information through your company while ensuring that sensitive  information is protected.</p>
<h2><strong>From the Cloud to Your Browser</strong></h2>
<p>SugarCRM is accessed through a web browser with maintenance and updates managed by Symbiotic Media. This lets you focus on your business while we take care of the rest. Offered as an annual subscription,  reduces the risk inherent with traditional software purchases and allows your company to adjust usage levels based on need as well as manage your IT support costs more effectively.</p>
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		<item>
		<title>Enterprise Resource Planning (ERP) and Point of Sale (PoS) solutions</title>
		<link>http://www.symbiotic.co.ke/2010/01/enterprise-resource-planning-erp-and-point-of-sale-pos-solutions/</link>
		<comments>http://www.symbiotic.co.ke/2010/01/enterprise-resource-planning-erp-and-point-of-sale-pos-solutions/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 17:53:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Services]]></category>
		<category><![CDATA[Web]]></category>
		<category><![CDATA[CRM]]></category>
		<category><![CDATA[ERP]]></category>
		<category><![CDATA[Open Bravo]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=274</guid>
		<description><![CDATA[There are numerous proprietary and open source enterprise resource planning platforms and it is confusing for a client, whether an SME or corporate to filter through all these options with their different features and value adds.Our consultancy arm has spent a good amount of time looking at the pros and cons of the different platforms available [...]]]></description>
			<content:encoded><![CDATA[<p>There are numerous proprietary and open source enterprise resource planning platforms and it is confusing for a client, whether an SME or corporate to filter through all these options with their different features and value adds.Our consultancy arm has spent a good amount of time looking at the pros and cons of the different platforms available with a view to zero in on one that we will push out to market and offer expert support. We have selected Open Bravo our CRM of choice.</p>
<p>Openbravo is an award-winning developer of professional open source solutions for businesses, offering the industry&#8217;s first real alternative to proprietary enterprise software. The web-based Enterprise Resource Planning (ERP) and Point of Sale (PoS) solutions, the most popular in their market, have been downloaded more than a million times and are used in over 50 countries.<span id="more-274"></span></p>
<p>Openbravo&#8217;s growth is fueled by an ever expanding international community of users, partners and developers such as Symbiotic.</p>
<p>Openbravo&#8217;s professional web-based open source ERP solution provides a unique mix of high-impact benefits:</p>
<h3><strong>Comprehensive: </strong>Broad, streamlined functionality</h3>
<ul>
<li><strong>Rich Functional Footprint: </strong>Integrated Accounting, Sales and CRM,  Procurement, Inventory, Production, and Project and Service Management</li>
<li> <strong>Integrated ecosystem of add-ons: </strong>Benefit from Openbravo and  3rd-party modules and industry verticals for a best fit implementation</li>
<li> <strong>Scale with Ease: </strong>Grow seamlessly from single-instance to multiple tenants, organizations, localizations, warehouses</li>
</ul>
<h3><strong>Innovative: </strong>True web-based open architecture</h3>
<ul>
<li> <strong>Easy to Use Web Application: </strong>Simple and secure browser access to all  functionality, with web services for easy interoperability with other  applications</li>
<li><strong>Simple to Extend and Upgrade: </strong>Codeless &amp; model-driven,  allowing non-programmers to easily add new functionality adapted to  unique needs</li>
<li><strong>Flexible Deployment: </strong>On premise or on the cloud, single or multi-tenant, on Windows or Linux, there are options for every needCost-Effective</li>
</ul>
<h3><strong>Cost-effective:</strong> High value at predictable low cost</h3>
<ul>
<li><strong>Minimal Upfront Investment: </strong>Subscription model allows “pay as you go” customer control, and avoids capital expense</li>
<li><strong>Transparent Pricing: </strong>Easy to understand, no hidden fees, no haggling over price</li>
<li><strong>Quick Start, High Return: </strong>Go live quickly with a standard,  best-practices implementation, incrementally extend and grow the  solution over time</li>
</ul>
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		<title>Microsoft gets into mobile payments in partnership deal with M-com</title>
		<link>http://www.symbiotic.co.ke/2009/09/microsoft-gets-into-mobile-payments-in-partnership-deal-with-m-com/</link>
		<comments>http://www.symbiotic.co.ke/2009/09/microsoft-gets-into-mobile-payments-in-partnership-deal-with-m-com/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 06:17:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Perspectives]]></category>
		<category><![CDATA[bank anywhere]]></category>
		<category><![CDATA[bankanywhere]]></category>
		<category><![CDATA[m-com]]></category>
		<category><![CDATA[microsoft]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=265</guid>
		<description><![CDATA[Microsoft has joined with payment software vendor M-Com to push a mobile payment system that will be accepted by banks around the world.The two companies have built a software package called BankAnywhere which is based around Windows and Microsoft SQL Server, as well as Internet Information Services (IIS).The software is platform agnostic and will consist [...]]]></description>
			<content:encoded><![CDATA[<p>Microsoft has joined with payment software vendor M-Com to push a mobile payment system that will be accepted by banks around the world.The two companies have built a software package called BankAnywhere which is based around Windows and Microsoft SQL Server, as well as Internet Information Services (IIS).The software is platform agnostic and will consist of software on the phone linking in to back-end services in banks. The software was announced at Sibos 2009 in Honk Kong.</p>
<p>It is clear that consumers in Asia and around the world have an insatiable demand for mobile financial services, especially payment transactions, said Adam Clark, chief executive of M-Com.<span id="more-265"></span></p>
<p>Banks must engage their customers and prospects in the mobile channel in the short term to ensure they profit from sustainable revenues and key customer segments that are adopting these services.</p>
<p>The mobile payment market is slowly taking off, as banks look to new payment systems to make up for declining revenues from credit cards and the high cost of traditional paper transactions.</p>
<p>With the increasing adoption of mobile applications running on smartphones, the mobile channel can no longer be ignored by banks, said Red Gillen, senior analyst at Celent.</p>
<p>Mobile payments continue to be at the top of the list of applications that will entrench mobile financial services in consumers daily lives, propelling it into the mainstream. As banks look to invest in this strategic area, vendors that can provide solutions which go beyond simple mobile banking informational services to address other value-added services such as bill payment will be the ones that come out on top.</p>
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		<item>
		<title>Idd Salim, our CTO talks to the BBC on the opportunity fibre connectivity affords and the real threat of cyber crime</title>
		<link>http://www.symbiotic.co.ke/2009/09/idd-salim-our-cto-talks-to-the-bbc-on-the-opportunity-fibre-connectivity-affords-and-the-real-threat-of-cyber-crime/</link>
		<comments>http://www.symbiotic.co.ke/2009/09/idd-salim-our-cto-talks-to-the-bbc-on-the-opportunity-fibre-connectivity-affords-and-the-real-threat-of-cyber-crime/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 16:07:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Perspectives]]></category>
		<category><![CDATA[bbc]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[idd salim]]></category>
		<category><![CDATA[Jessica Colaço]]></category>
		<category><![CDATA[online banking in kenya]]></category>
		<category><![CDATA[seacom]]></category>
		<category><![CDATA[teams]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=254</guid>
		<description><![CDATA[Interview in progress at the BBC studio in Nairobi
]]></description>
			<content:encoded><![CDATA[<p>Interview in progress at the BBC studio in Nairobi</p>
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		<title>Mbugua Njihia, a panelist at the Mobile Web Africa Conference &#8211; October 2009</title>
		<link>http://www.symbiotic.co.ke/2009/09/mbugua-njihia-a-panelist-at-the-mobile-web-africa-conference-this-october/</link>
		<comments>http://www.symbiotic.co.ke/2009/09/mbugua-njihia-a-panelist-at-the-mobile-web-africa-conference-this-october/#comments</comments>
		<pubDate>Sun, 06 Sep 2009 11:35:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Perspectives]]></category>
		<category><![CDATA[mbugua njihia]]></category>
		<category><![CDATA[mobile web africa]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=247</guid>
		<description><![CDATA[Mobile Web Africa is a technology conference that was held in October 2009 in Sandton, South Africa to discuss the mobile web in Africa, how we can harness the potential of the Internet and applications on mobile devices. Mbugua Njihia  our CEO was selected as a panelist and showcased some home grown innovations in the [...]]]></description>
			<content:encoded><![CDATA[<p>Mobile Web Africa is a technology conference that was held in October 2009 in Sandton, South Africa to discuss the mobile web in Africa, how we can harness the potential of the Internet and applications on mobile devices. Mbugua Njihia  our CEO was selected as a panelist and showcased some home grown innovations in the field of mobile advertising as well as social networking.<span id="more-247"></span></p>
<p><strong>Why Mobile Web Africa?</strong></p>
<p>Because it is an event that is tackling one of the single most important areas of technological development this world has witnessed. An area so fundamental that it is not unreasonable to imagine a future in which the vast majority of individuals, regardless of who and where they are, will have access to the greatest information resource ever available.<br />
(alternatively they’ll at least be able to update their status on Facebook or Twitter… ) Like voice and SMS previously, having access to content or individuals and the ability to interact via a mobile phone will have a fundamental effect on each and every society.<img title="More..." src="http://www.mbuguanjihia.com/wp-includes/js/tinymce/plugins/wordpress/img/trans.gif" alt="" /></p>
<p><strong>The Key Themes @ Mobile Web Africa</strong></p>
<p>1. How will the industry evolve to a point where the vast majority of people have access to the  mobile web and the content they want to view?</p>
<p>2. How will the industry fully exploit existing and future opportunities?</p>
<p>3. How can PC or mobile based developers and start-ups monetise their innovation and creativity to grow in to companies that will drive the expansion of the ecosystem?</p>
<p>4. How can Operators, Original Equipment Manufacturers, global associations and other mobile powerhouses assist their smaller partners?</p>
<p>5. How can societal and economic problems be tackled by the development of the capabilities of<br />
the mobile device?</p>
<p>6. What handsets, standards, networks and designs will allow consumers to successfully access the content and consume it?</p>
<p>7. How will the consumer be able to discover that content – through an Application, Browser, Search Engine, Advert, Social Network?</p>
<p><strong>Some of the speakers and Panelists</strong><br />
This is the list of the individuals and organisation that will be either presenting or taking part in panel discussions at the event:<br />
• Mr Herman Heunis, Chief Executive Officer, MXit<br />
• Mr Marc Smith, Chief Social Scientist, Telligent<br />
• Mr Rick Joubert, Executive Head, Mobile Advertising, Vodacom<br />
• Mr Stephane Boyera, Program Manager, Web Foundation / W3C<br />
• Mr Matthew Buckland, Head, 20FourLabs<br />
• Mr Eric Cantor, Director, AppLab Uganda, Grameen Foundation<br />
• Mr Marc Anthony Zimmerman, Founder &amp; Chief Executive Officer, The Broccoli<br />
Project<br />
• Mr Jose Henriques, Executive Head, Internet Services, Vodacom<br />
• Mr Jon Gosier, CEO, APP+FRICA<br />
• Mr Loy Okezie, Founder &amp; CEO, Startups Nigeria<br />
• Mr Simon Leps, CEO, Fontera<br />
• Mr Charles McCathie Nevile, Chief Standards Officer, Opera<br />
• Mr Mbugua Njihia, Chief Executive Officer, Symbiotic Media Consortium<br />
• Mr Pete Case, Creative Director, Gloo Design Agency<br />
• Mr Elan Lohmann, General Manager &#8211; Online, Avusa Media<br />
• Mr Allan Kent, Head, AtPlay, Saatchi &amp; Saatchi<br />
• Mr Zibusiso Mkhwananzi, Executive Chairman and Financial Director, KRAZYBOYZ<br />
Digital<br />
• Mr Angus Robinson, Founder, Brandsh Media<br />
• Mr Mario Marais, Living Lab Research Group, Meraka Institute, CSIR<br />
• Ms Ory Okolloh, Executive Director, Ushahidi<br />
• Mr Yomi Adegboye, CEO, Alireta Nigeria<br />
• Mr Ashraf Patel, Program Manager, SAFIPA<br />
• Mr Richard Wills, Senior Manager Sales (Africa), Leaf International Communications<br />
• Mr Lungisa Matshoba, Co-Founder, Yeigo Communications<br />
• Mr Tyler Reed, CEO &amp; Founder, TinyImpact<br />
• Mr Brett Loubser, Product and Technical Support Manager, Samsung South Africa<br />
• Mr Justin Spratt, Co-Founder, ISLabs</p>
<p><strong>Why attend Mobile Web Africa?</strong><br />
Because at least one of these questions is relevant to you:<br />
• How can I take advantage of the potential of the mobile web?<br />
• How can I monetise my creativity?<br />
• How can I harness the mobile web for developmental purposes?<br />
• How can I drive ARPU up?<br />
• How can I reach out to my core target market?<br />
• How can I boost my user-base?<br />
• How can I enhance my service?<br />
• How can I generate revenue from my innovation?</p>
<p><strong>And Mobile Web Africa offers you, as the potential attendee or sponsor, the opportunity to:</strong><br />
1. Meet and talk to the right people.<br />
2. Listen to the individuals who are shaping the industry.<br />
3. Connect with the companies that you can work with in the future<br />
4. Ask your questions and enhance your understanding of the issues.<br />
So, by spending two days at Mobile Web Africa, you’ll meet and reach out to your peers.<br />
Those who have done it, are doing it or want to do it.</p>
<p><strong>The Roundtable Format (a new style of event)</strong></p>
<p>Mobile Web Africa promises to bring you a new event format:<br />
•  One which avoids those embarrassing sleepy moments;<br />
•  One which instead seats you on round-tables with your peers;<br />
•  One which will provide a buzzing and interactive conference room.</p>
<p><strong>Including:</strong><br />
• 7 Scheduled “Discussion Periods” each lasting just under an hour.<br />
• A mixture of traditional panel discussions and ‘interactive roundtable discussions’.<br />
• Unrivaled interaction, networking opportunities and real outputs.</p>
<p>Hope you see you there!</p>
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		<title>Payment gateways and bridges</title>
		<link>http://www.symbiotic.co.ke/2009/09/payment-gateways-and-bridges/</link>
		<comments>http://www.symbiotic.co.ke/2009/09/payment-gateways-and-bridges/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 13:40:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Portfolio]]></category>
		<category><![CDATA[Google check out]]></category>
		<category><![CDATA[Mpesa]]></category>
		<category><![CDATA[MTN mobile money]]></category>
		<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Zap]]></category>

		<guid isPermaLink="false">http://www.symbiotic.co.ke/?p=225</guid>
		<description><![CDATA[Africa and the world at large is witnessing a revolution in mobile and e-payments. While in the rest of the world e-payments has been the norm for years with people holding multiple credit cards,in Africa, the story is different. Mobile payments have taken root and usage is growing by leaps and bounds, with the likes [...]]]></description>
			<content:encoded><![CDATA[<p>Africa and the world at large is witnessing a revolution in mobile and e-payments. While in the rest of the world e-payments has been the norm for years with people holding multiple credit cards,in Africa, the story is different. Mobile payments have taken root and usage is growing by leaps and bounds, with the likes of Mpesa -  a product of Safaricom having over 7 million registered users and Zap from Zain also making headway with over 1 million registered users.<br />
For a lot of business out there, the nagging question has been how to integrate these payment mechanisms with their business systems, more so with the advent of increased internet usage and uptake of services that don’t require a physical presence such as wireless internet access.</p>
<p><span id="more-225"></span>Symbiotic Media has developed a gateway that can be customized to automate payments for both online and brick and motor businesses. The gateway is agnostic and can therefore by integrated with any choice payment mechanism and on any . We currently support Mpesa, Zap, MTN Mobile money, PayPal and Google Checkout, though adaptation to any local payment mechanism can be done.</p>
<h1>Case study</h1>
<p>&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.<br />
Sovaya Communications -  a kenya based ISP rolled out a slew of innovative data products with equally competitive pricing plans. Their choice for receiving payments was the scratch card method which after a pilot period proved too cumbersome with the logistics and access to the consumer being key difficulties.<br />
Symbiotic integrated the payment engine optimized for Mpesa that has seen Sovaya improve on collection, monthly renewals as well as making it easy to rope in new customers.</p>
<h2>How so:</h2>
<p>Depending on the plan that you have, whether monthly on a flat fee or charged per minute, you will need to make the payment to Sovaya. This would entail looking for a Sovaya scratch card vendor in your neighborhood or travel into town to make the payments at Sovaya offices.<br />
With our payment gateway existing or new users who detect the signal can make the payment from the comfort of their mobile phone with the service and access details being sent back to the user via sms as well as being displayed onscreen in real-time. Instant payment, instant access! If you run out of “browsing juice” in the middle of the night, do not despair…your instant connectivity is only an sms away<br />
Our gateway  is also adapted for real-time payment and service activations for services such as pay tv  – the likes of DSTV and Zuku.</p>
<p>&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</p>
<h1>How our payment gateway works</h1>
<p>Our payment gateway facilitates the transfer of information between a portal (such as a website, mobile phone or IVR service) and the Front End Processor or acquiring bank. When a customer orders a product from a payment gateway enabled seller or service provider, the payment gateway performs a variety of tasks to process the transaction:</p>
<ul>
<li> A customer places order on website by pressing the &#8216;Submit Order&#8217; or equivalent button, or perhaps enters their card details using an automatic phone answering service.</li>
<li> If the order is via a website, the customer&#8217;s web browser encrypts the information to be sent between the browser and the merchant&#8217;s webserver. This is done via SSL (Secure Socket Layer) encryption.</li>
<li> The merchant then forwards the transaction details to our payment gateway.</li>
<li> Our  payment gateway forwards the transaction information to the processor used by the service provider.</li>
<li>Provider validates the transfer / payment</li>
<li> The processor forwards the response to the payment gateway.</li>
<li> Our  payment gateway receives the response, and forwards it on to the website (or whatever interface was used to process the payment) where it is interpreted and a relevant response then relayed back to the cardholder and the merchant.</li>
<li> The entire process typically takes 2–3 seconds</li>
</ul>
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